Social Security Benefit Options

Two programs that the federal government administrates to help support medically disabled persons are Social Security Disability (SSD) and Supplemental Security Income (SSI). Even though they are both programs of Social Security, they have different requirements. At Lee Law in Stillwater, we use our 50 years of combined experience to help clients qualify and appeal for SSD and SSI benefits.

Social Security Disability (SSD)

You may have many questions about how to apply for SSD and who can qualify for this program. This benefit provides ongoing payments for those who cannot work for a year or more because of a medical condition such as cancer, diabetes or a mental health issue. Workers who have earned enough work credits over the years and have an eligible medical disability according to Social Security can qualify for SSD. When accepted for SSD benefits, your amount of benefit will depend on the amount you paid over the years in Social Security taxes.

Supplemental Security Income (SSI)

Persons whose wages fall under a certain limit and who did not accumulate enough work credit to qualify for SSD may be eligible for SSI. Also, there is a limit to how many personal assets you can have. Personal assets include:

  • Savings
  • Real estate
  • Investments

You Could Qualify For Both SSI And SSD

Sometimes a person can qualify for both programs. There are two requirements to be considered for both benefit programs:

  • You must have a lower level of income and assets to meet the SSI criteria.
  • You also must have enough Social Security taxes paid through paycheck deductions.

One of the benefits of qualifying for both programs is a potentially higher monthly benefit level. Another advantage is the ability to be eligible for both Medicaid and Medicare.

Get In Touch With Us Today

One of our lawyer's primary focuses at Lee Law is helping disabled and injured workers in Oklahoma get access to benefits they need and deserve. Call our office at 580-304-7291 or contact us with this online form for a free initial attorney consultation about your situation.